It's payday, time to pay bills. This can be a frustrating day. Which bills do you pay first, how much can you spend on the things you want? Well, the answer is simple IF you have a budget. Budgeting your paycheck is a matter of planning how to distribute your money. You determine what expenses you have, and what things you want to plan for in the future. Where many of us get lost is, not know where the money is actually going. We spend money unconscientiously aware of how much those little things add up. But, if you have a budget, you know exactly where every dollar goes. For example; if you are paid weekly and your check is $1000. That's $4,000 a month. If your household expenses; rent/mortgage, utilities, insurances etc. total $2500, that leaves you $1500 for other expenses, and savings. However, if you spend blindly, say in vending machines, eating out on the run, you can overextend yourself without realizin...
This blog provides practical budgeting guidance along with encouraging, Bible-based insights.